Santa Fe Recovery

01 — What we do

The surplus belongs to you.

When a property is sold at foreclosure auction for more than the debt owed on it, the difference — the surplus — legally belongs to the former owner.

The catch is that most former owners never find out. The money sits in a court registry, unclaimed, sometimes for years. Across the country, tens of millions of dollars in surplus funds are waiting for the rightful owners to file claims.

"If you or a family member lost a home to foreclosure, there's a real chance money is owed to you. We check for free."

Santa Fe Recovery is a small team that finds these funds, files the claims, and gets the money into the hands of the people it actually belongs to.

02 — How it works

Three steps. No cost until you're paid.

We check

Send us your name and the address of the foreclosed property. We search the court records to see whether surplus funds are being held from your case.

ii.

We file

If money is owed, our team handles the paperwork and works with our filing attorney to submit the claim to the court on your behalf.

iii.

You're paid

When the claim is approved, the court releases the funds. You keep your share. We only collect a fee if the recovery is successful.

03 — Why us

A small firm. Direct answers.

No upfront fees

You pay nothing to check. You pay nothing unless we successfully recover funds. Our fee is a percentage of what's recovered, disclosed in writing before we start.

Jurisdictional expertise

We work in the courts and counties we know cold — the filing rules, the local procedures, and the state statutes that govern surplus claims.

Direct communication

You'll talk to us. Not a call center. When you email, a real person on our small team answers the same day.

Attorney-filed

Every claim we submit is filed through a licensed attorney in the appropriate state, giving your case the legal footing needed to be approved by the court.

You may be owed money from your foreclosed property.